Site Map
-
Home
-
Products & Services
-
Learning Center
-
Calculators
- Loan Payoff
- Home Affordability
- Mortgage Refinancing
- Mortgage Acceleration
- Credit Card Debt
- Lease Payment
- Car Affordability
- Estate Taxes
- Cost of Retirement
- Required Minimum Distributions
- Impact of Inflation
- Retirement Plan Early Distribution
- Retirement Portfolio Lifespan
- Federal Income Tax
- Tax-Deferred Savings
- IRA Eligibility
- College Funding
- Savings Goals
- Savings Accumulation
- Taxable Equivalent Yield
- Cash Flow Analysis
- Net Worth
- Lifetime Earnings
- Life Insurance
- Life Expectancy
- Long-Term Care Self Insurance
- LTCI Cost of Waiting
- Disability Income Insurance
-
Flipbooks
- Financial Management Insight: Strategies to Help Build Your Future
- Understanding Social Security and Medicare: America’s Retirement Safety Net
- Higher Education: College Saving and Funding Strategies
- Investing Basics: Embark on Your Wealth-Building Journey
- Time to Get Tax-Savvy: Managing Your Tax Burden
- Envisioning Your Retirement: How to Prepare Today for a More Fulfilling Tomorrow
- Wealth Preservation: Planning to Leave a Legacy
- Financial Protection: Using Insurance to Help Manage Life’s Risks
-
Newsletters
- HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?
- Treasury Yields Off 17-Year Highs
- If You Don’t Have a Will Yet, Why Not?
- FAFSA for 2025-2026 School Year Opens December 1
- Do You Know Your Medicare Coverage Options?
- Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?
- HOT TOPIC: The Fed Finally Cut Interest Rates
- Can You Put the Brakes on Rising Auto Insurance Premiums?
- Do You Have Enough Life Insurance?
- Making the Most of Your Credit Card
- A Pension Strategy That May Boost Your Income
- What’s Your Real Return?
- HOT TOPIC: Should You Worry About Market Volatility?
- It’s Complicated: Inheriting IRAs and Retirement Plans
- Retroactive Social Security Benefits: A Chance to Turn Back Time
- Eight Great Investing Quotes
- Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes
- Just Your Average Millionaire
- HOT TOPIC: Real Estate Commission Changes Around the Corner
- Watch for These Hazards on the Road to Retirement
- Mixing It Up: Asset Allocation and Diversification
- After the Loss of a Loved One, Watch Out for Scams
- Consumer Sentiment: Do Americans See Brighter Days Ahead?
- Equity REITs: Is There Room for Real Estate in Your Portfolio?
- HOT TOPIC: The Economic Impact of an Aging World
- Should You Buy or Lease Your Next Vehicle?
- Birthday Benefits Quiz
- The IRS Wants More Info About Your Gig Income
- Can Home Improvements Lower Your Tax Bill? It Depends
- Saving for College: 529 Plan vs. Roth IRA
- HOT TOPIC: Real Estate Roundup: Feeling the Impact of Higher Rates
- Investor, Know Thyself: How Your Biases Can Affect Investment Decisions
- Do You Need to Adjust Your Tax Withholding?
- Insurance Gaps May Pose Risks for High-Net-Worth Households
- The United States Is Older Than Ever Before
- Are You Spending Money to Keep Stuff You Don’t Need?
- HOT TOPIC: What Stubborn Inflation Could Mean for the U.S. Economy
- Market Measures: Beyond the Dow
- New SAVE Repayment Plan Offers Key Benefits
- ESG Investing in the Spotlight
- Housing Market Trends: Are They Helping or Hurting the Economy?
- Where Will You Live as You Grow Older?
- HOT TOPIC: International Investing: The Diverging Fortunes of China and Japan
- Beware of These Life Insurance Beneficiary Mistakes
- Individual Bonds vs. Bond Funds: What’s the Difference?
- What’s Required of the Executor of an Estate?
- How a Family Limited Partnership Can Power an Estate Plan
- Fixed Annuities: Retirement Income for Now or Later
- HOT TOPIC: Can Productivity Keep Driving the U.S. Economy?
- Key Retirement and Tax Numbers for 2024
- How Savers and Spenders Can Meet in the Middle
- The Federal Reserve’s Key Meeting Dates in 2024
- Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
- Can Your Personality Influence Your Portfolio? New Research Points to Yes
- A New Year, A New Opportunity to Save with a 529 Plan
- Don’t Forget About Credit When Planning for Retirement
- Do You Have These Key Estate Planning Documents?
- Debit or Credit — What’s the Difference?
- Small Businesses Could Face Borrowing Challenges
- HOT TOPIC: SECURE 2.0 Provides New Retirement Savings Options in 2024
- Understanding Life Insurance
- Will You Work Beyond Traditional Retirement Age?
- Setting a Retirement Savings Goal
- SECURE 2.0 Makes It Easier to Give and Receive
- How to Kill Your Zombie Subscriptions
- HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
- Much Ado About RMDs
- Medical Debt and Your Credit Report
- ISM Indexes Watch for Trouble on Both Sides of the Economy
- Why the EPA is Focusing on “Forever” Chemicals
- New Medicare Rules Tackle Prescription Drug Prices
-
Research Articles
- Why Cetera Research?
- 2nd Quarter 2012
- 1st Quarter 2012
- 4th Quarter 2012 Outlook
- 3rd Quarter 2012
- 4th Quarter 2012
- 1st Quarter 2013
- 2013 Mid-Year Market Outlook
- Quarterly Recap - 2nd Quarter 2013
- 2013 Fourth Quarter Market Outlook
- Quarterly Recap - 3rd Quarter 2013
- Quarterly Recap - 4th Quarter 2013
- Annual Market Recap - 2013
- Quarterly Recap 1st Quarter - 2014
- Market Outlook - Mid-Year 2014
- 2014 Fourth Quarter Market Outlook
- Quarterly Recap - 3rd Quarter 2014
- Market Outlook - 2015
- Quarterly Recap - 4th Quarter 2014
- Annual Market Recap - 2014
- 2nd Quarter 2015 Market Outlook
- Quarterly Recap 1st Quarter - 2015
- 2012 Outlook
- January 11th 2012
- February 1st 2012
- March 5th 2012
- March 22nd 2012
- April 12th 2012
- April 19th 2012
- May 2nd 2012
- May 30th 2012
- June 20th 2012
- July 26th 2012
- August 7th 2012
- November 7th 2012
- December 13th 2012
- April 2nd 2013
- May 2nd 2013
- June 28th 2013
- July 7th 2013
- July 7th 2013 Long Version
- August 22nd 2013
- September 9th 2013
- September 24th 2013
- October 3rd 2013
- October 10th 2013
- November 12th 2013
- February 5th 2014
- February 18th 2014
- March 3rd 2014
- March 17th 2014
- April 7th 2014
- April 16th 2014
- May 1st 2014
- May 13th 2014
- May 30th 2014
- July 30th 2014
- August 1st 2014
- August 5th 2014
- September 3rd 2014
- September 4th 2014
- September 19th 2014
- September 18th 2014
- September 26th 2014
- October 10th 2014
- October 15th 2014
- October 27th 2014 #1
- October 27th 2014 #2
- November 6th 2014
- November 14th 2014
- November 26th 2014
- December 15th 2014
- December 19th 2014
- December 26th 2014
- January 9th 2015
- January 16th 2015
- Feburary 5th 2015
- March 3rd 2015
- March 11th 2015
- April 9th 2015
- May 4th 2015
- January 2012
- February 2012
- April 2012
- May 2012
- July 2012
- August 2012
- October 2012
- November 2012
- February 2013
- April 2013
- July 2013
- August 2013
- October 2013
- November 2013
- January 2014
- February 2014
- April 2014
- May 2014
- July 2014
- August 2014
- October 2014
- November 2014
- January 2015
- February 2015
- April 2015
- May 2015
- What Key Estate Planning Tools Should I Know About?
- How Can a Living Trust Help Me Control My Estate?
- What Are the Pitfalls of Probate?
- How Can My Gift Benefit Me and the Charity?
- How Can I Control the Distribution of My Estate?
- How Will I Pay Estate Taxes?
- Can I Benefit from an A-B Trust?
- What Gifting Strategies Are Available to Me?
- Could My Family Benefit from a Family Limited Partnership?
- What Is the Best Form of Property Ownership for Me?
- What Is the History of the Federal Estate Tax?
- What Is a SIMPLE?
- What Is an IRA Rollover?
- What Is a Roth 401(k)?
- What Is a Profit-Sharing Plan?
- What Is a Money Purchase Pension Plan?
- What Is a 403(b) Plan?
- Why Do People Buy Annuities?
- What Is a Split-Annuity Strategy?
- What Are Annuity Living Benefits?
- How Much Do I Need to Save?
- A New Chapter for Retirement
- What Is a 1035 Exchange?
- Unforgettable Birthdays
- Should You Bank Your Retirement on Your Business?
- Will Social Security Retire Before You Do?
- What Is a 401(k) Plan?
- Save Now or Save Later?
- What Is the Estate Tax?
- What Is the Gift Tax?
- How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
- What Is a Required Minimum Distribution?
- What Are the Tax Benefits of Charitable Trusts?
- When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
- How Can I Benefit from Tax-Advantaged Investments?
- What Tax Deductions Are Still Available to Me?
- What Tax-Advantaged Alternatives Are Available?
- What Is the Most Tax-Efficient Way to Take a Distribution From a Retirement Plan
- Is There Such a Thing as a Tax-Free Investment?
- How Can I Keep More of My Mutual Fund Profits?
- How Can I Upgrade My Insurance — Tax-Free?
- What Are Dividends?
- What Is an Exchange-Traded Fund?
- How Are Growth and Value Stocks Different?
- How Are Mutual Funds Taxed?
- What Is Stock?
- What Are Zero-Coupon Bonds?
- What Is Diversification?
- What Is a Bond?
- What Is a Stock Index?
- What Is a Mutual Fund?
- What Is a Mutual Fund Load?
- What Is the Difference Between a Fixed Annuity and a Variable Annuity?
- What Stock and Bond Investing Alternatives Do I Have?
- What Are Some Tips for Managing My Money?
- How Long Will It Take to Double My Money?
- How Do Money Market Mutual Funds Work?
- How Can I Better Manage My Short-Term Cash?
- How Does Inflation Affect Me?
- Why Purchase Life Insurance?
- Why Are Annuities Considered an Insurance Product?
- What Is Property and Casualty Insurance?
- Do I Need a Business Owner Policy?
- What Is Life Insurance for Business Owners?
- What Is Split-Dollar Life Insurance?
- What Is Last-Survivor Life Insurance?
- What Is Term Life Insurance?
- What Is Variable Life Insurance?
- How Can I Insure My Future?
- What Types of Health Coverage Are Available?
- What Is the Difference Between an HMO and a PPO?
- Am I Prepared for Long-Term Care Expenses?
- What Does Medicare Cover?
-
Videos
- Should You Pay Off Debt or Save for Retirement?
- Should You Sell When the Market Drops?
- 3 Potential Benefits of Dollar-Cost Averaging
- The Basics of Social Security Retirement Benefits
- Financial Planning: Helping You See the Big Picture
- Stocks and Stock Mutual Funds 101
- Bonds and Bond Mutual Funds 101
- The Pros and Cons of a Big Tax Refund
- Do You Know Who Your Beneficiaries Are?
-
Glossary
-
Quote Requests